CapAccess: Boost Your Moroccan Business with Joint Bank Credit and Subordinated Debt

Looking for a financing solution to take your Moroccan business to the next level?

CapAccess by Bank of Africa is a co-financing program designed specifically for established Moroccan private companies like yours. We offer access to funding and investment opportunities, with flexible terms and conditions to suit your needs.

Qualify for CapAccess and Unlock Your Growth Potential

To be eligible for CapAccess, your Moroccan private company should meet the following criteria:

  • Revenue: Between 10 million MAD and 500 million MAD
  • Business history: At least 3 years in operation (start-ups can be considered on a case-by-case basis)
  • Financial health: Not currently undergoing procedures like conciliation, safeguard, recovery, or liquidation
  • Debt ratio: Must be less than or equal to 5 before applying for the joint credit
  • ESG commitment: Demonstrates a commitment to environmental, social, and governance (ESG) best practices

CapAccess By BANK OF AFRICA is designed to empower Moroccan private law companies across various industries to achieve sustainable growth, with the exception of businesses operating in sectors with major negative impacts on the environment, society, or governance.

Why Choose CapAccess?

Unlock 5 Key Benefits to Fuel Your Business Growth:

  • Strengthen your financial structure: Gain access to capital to improve your equity ratio and other financial metrics, making it easier to secure additional bank financing in the future.
  • Make investment projects feasible: Invest in new equipment, expand operations, or launch innovative products and services without limitations due to insufficient funds.
  • Boost your growth: Fuel sustainable growth, create jobs, and contribute to the development of the Moroccan economy.
  • Enjoy competitive financing terms: Benefit from advantageous interest rates, longer repayment periods, and extended grace periods on the capital for more manageable repayments.
  • Benefit from expert support: The dedicated CapAccess team is here to guide you through the process and provide the support you need to succeed.

Ready to embark on your transformative growth journey?

Contact us today to discuss your eligibility and explore the seamless application process for CapAccess.