Conso Pro is BANK OF AFRICA's repayment loan, intended for professionals or company managers. Conso Pro is the ideal solution to finance your personal projects in the short or medium term while managing the repayment terms in the best possible way. This loan allows you to make flexible repayments in fixed monthly instalments for up to 48 months, while giving you the option to make early repayments whenever you wish.
Through the Conso Pro repayment loan, BANK OF AFRICA allows you to finance all your personal needs or projects, without justifying the use of funds. You can make an early repayment at any time without penalties.
The Conso Pro repayment loan is made for individuals who are business owners or entrepreneurs with more than one year of actual activity.
The maximum debt capacity granted through the Conso Pro credit must be less than or equal to 40% of the Estimated Monthly Income (EMI) deducted from the sum of the monthly instalments of the other repayment loans.
Conso Pro is a repayment loan that can be repaid before its term. This can be done at the request of the borrower and at any time during the life of the loan. Early repayment at the initiative of the customer does not give rise to any penalties.
To apply for a loan, the following documents must be included in your application file:
A copy of your valid national Moroccan ID
A professional card (except for merchants)
A copy of the Trade Register and/or patent (less than 3 months old)
A proof of Personal and professional address (receipts, invoices, etc.)
A sworn statement of earnings, signed by the client
The last notice of assessment and proof of payment
The Balance Sheet (tax return) for the last 3 years