The Damane Assakane mortgage loan

Are you employed or self-employed in the public or private sector and want to buy or build your main home?

Damane Assakane by BANK OF AFRICA is a fixed rate mortgage loan intended for public or private sector employees or professionals, that allows you to buy a main home and covered by the Mortgage Insurance Fund in Morocco.

The Damane Assakane mortgage loan covers up to 100% of the property value and the construction cost, as well as the inclusion of ancillary costs.

4 good reasons to choose us

The Damane Assakane mortgage loan offers you financing adapted to your needs to access property serenely and benefit from the best loan conditions.

Financing up to 110% of the property project (acquisition or construction)
The possibility of benefiting from the guarantee of the mortgage insurance fund up to 50%
A deferment of up to 6 months for the acquisition and 24 months for the construction
The possibility of making an early reimbursement of part or all of the outstanding capital.

In accordance with Bank Al-Maghrib's Directive No. 4/W/2019, we inform you that at the end of your mortgage loan, you can recover within the 30 working days, the release relating to the bank guarantees attached to this loan. This release will be issued by your branch after your credit has been fully repaid and the release fees have been deducted automatically.

Your BANK OF AFRICA customer advisor in your branch or our Customer Relations Center are at your disposal to provide you with all the details about this subject. Info at 080 100 8100.

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This loan is intended for all employees or self-employed persons in the public or private sector, working on their own account, or residing abroad, aged 65 years at the time of application for the loan.

The subscriber neither must be a property owner nor have benefited from a loan guaranteed by a State Loan Guarantee Fund for social housing or the State interest rebate.

Be a holder of a checking account
Seniority in employment meeting one of the following conditions:
- At least 12 months of continuous activity with the last employer,
- Or at least 20 months of activity in the last 24 months.
Age limit :
- At loan application: 65 years
- At the date of the last installment 70 years
Not having previously benefited from a loan guaranteed by a State Loan Guarantee Fund for social housing or the State interest rebate.

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