Crédit Daba

For civil servants and self-employed professionals

BANK OF AFRICA supports you with a personalized consumer loan offer, designed to meet the specific needs of each profile.

Are you a civil servant?
Enjoy a preferential rate, a repayment period of up to 120 months, and a loan amount of up to 500,000 MAD, with the option to choose between bank debit or direct payroll deduction. A flexible, accessible solution perfectly suited to the stability of your status.
Are you self-employed or a freelance professional?
Take advantage of a flexible and beneficial loan designed to support both your business and personal projects, with tailor-made conditions, an amount of up to 500,000 MAD, and simplified management to suit your needs.

And because your time is valuable, the entire process is 100% digital. Whether you're at the office or on the go, you can start your application anytime through the BMCE Direct app or directly on creditdaba.ma.

With BANK OF AFRICA, bring your projects to life—no hassle, no unnecessary paperwork.

A 100% online application, accessible on www.creditdaba.ma
Free application fees
Instant online principle agreement
Fast and transparent file processing
Benefit from a deferred reimbursement
Personalized support by our online advisors

Stay informed.

The online subscription request is accessible to ALL: customer or non-customer of BANK OF AFRICA residing in Morocco. Whether you are an employee, civil servant or retiree.

For more information, please contact the customer service center on 080 100 8100.

Step 1: Fill in the information on our consumer credit simulator, enter the confirmation code received by SMS and discover the result of your simulation.

Step 2: Fill in or validate your information (surname, first name, email) in order to allow the creation of your profile and the follow-up of the processing of your online request. You have the choice between a simplified creation of personal space using your same BMCE Direct credentials, or through the entry of your personal information directly. As soon as the "profile" step is finalized, you will be required to fill in the detailed form of your situation.

Step 3: Obtain the principle agreement immediately (subject to compliance with the conditions of granting and eligibility for credit) accompanied by a detailed personalized simulation of your loan.

Step 4: As soon as you get a principle agreement, you can start assembling your file online, without having to go to a branch. Your complete file is taken care of by our telephone advisors who will assist you in the process.

Step 5: As soon as your request is granted, you are notified via your personal follow-up space, by email and also by one of our advisors. A copy of your contract is sent to you by email. You can then go to the branch with your originals of supporting documents.