My account
The Group
Enjoy your account free for the first 12 months.
Free 12-month packages
that always offer you more.
- Withdrawal limit | 6,000 Dhs/day
- POS and e-commerce payment limit | 50,000 Dhs/week
- BMCE Direct Pro Remote Banking Service
- *Offer valid for all new customers
- Withdrawal limit | 6,000 Dhs/day
- POS and e-commerce payment limit | 50,000 Dhs/week
- BMCE Direct Pro Remote Banking Service
- *Offer valid for all new customers
- Withdrawal limit | 10,000 Dhs/day
- POS and e-commerce payment limit | 150,000 Dhs/week
- Checking Account
- BMCE Direct Pro Remote Banking Service
- Ability to defer payments/withdrawals until the end of the month
- Access to the Visa Gold benefits program, which offers discounts at a selection of merchants
- Access to medical services
- Assistance for emergency medical evacuation and repatriation
- *Offer valid for all new customers
Keep control of your business in 4 steps :
Start your request
Start your application by verifying your identity document
Confirm your identity
Chat via video with a dedicated advisor to securely verify your identity.
Sign your contracts
Complete the opening of your account remotely with secure electronic signature.
Access your account.
Get your username via email, password via SMS and download the BMCE Direct app.
The competitive advantages with a professional account
We've got a range of solutions that fit your needs
Solutions For Professionals
Insurance, financing, and simplified banking services... solutions to boost your small business.
Remote Banking
Manage your business and monitor your situation anywhere, in real time, with BMCE Direct PRO.
Professional Advisors
Support and synergistic adaptation to your project, with our dedicated experts.
Your moving streams
Move your money freely
Simplify your money management with a banking solution designed for professionals.
Perform your banking operations – transfers, direct debits, payments – without limits with our Gold offer.
From the moment you open your account, enjoy:
- Clear pricing, with no hidden fees
- Total freedom to manage your finances
- Smooth transactions
- Complete payment security
BMCE Direct Pro
With BANK OF AFRICA, Always a Solution.
Manage your accounts in real time, track your transactions, make transfers or disbursements, and pay your suppliers with ease. Benefit from advantageous pricing, budget tracking tools, and enhanced security with Mobile Confirmation for every sensitive operation.
Subscribe to your savings or insurance products, order your checkbooks, and delegate account management to your collaborators with full control.
A solution adopted by thousands of professionals across Morocco.
Enjoy a galaxy of benefits
Do you prefer to visit a branch?
If you prefer personalized support at a branch, our branches welcome you throughout Morocco. Our advisors provide guidance and assistance with opening your account, applying for a loan, or managing your banking operations.
Your questions, our answers
The 12-month free offer is exclusively for new BANK OF AFRICA customers who open their first account with BANK OF AFRICA through the online account opening process. Existing BANK OF AFRICA account holders are not eligible for this free offer, even if they open a new online account.
To open an online account for professionals, you will need to provide:
- A valid ID card or residence permit.
- An active phone number and a valid email address.
These documents are necessary to verify your identity and complete the opening of your account.
Of course, you can also carry out this process directly at a branch at any time. Our advisors are available to guide you, answer your questions, and assist you at every step of opening your professional account.
The BANK OF AFRICA referral program rewards customers who open their accounts online. You get 250 Dhs for each person you refer.
Your referral enjoys exclusive benefits as soon as they join:
- Free 12-month pack on online packs
- Free prepaid card "GOAL 25"
To check the program details and conditions, click here!
The offer is valid from June 19 to September 30, 2026
By opening your BANK OF AFRICA professional account online, you can enjoy discounts at Accor group establishments.
Whether it's for your business trips, professional stays, or personal getaways, the offer lets you get a 20% discount on bookings at Accor.
The offer is effective from July 1, 2026.
Yes, BANK OF AFRICA uses advanced security technologies to ensure the confidentiality and protection of your data when opening your professional bank account online.
Once your file is approved and your contract is signed electronically, your account is generally active within 48 hours, depending on the elements of your file.
With the PRO offers, you have access to BMCE Direct Pro, a secure online platform that allows you to:
- Check your balances and history.
- Make transfers and payments.
- Download your bank statements.
- Manage your cards and loans.
- Monitor your transactions in real time.
- Analyze your financial flows.
- Set up personalized alerts to better manage your expenses.
BANK OF AFRICA professional accounts allow you to receive transfers in dirhams and foreign currencies from abroad. The funds are credited directly to your current account, whether it is an Essential, Classic, or Gold Pack.
You can view the game rules by clicking here
With your professional account, you can make domestic transfers, either between BANK OF AFRICA accounts or to any other bank in Morocco.
For international transfers, they can only be made at a branch according to regulations and not through BMCE Direct Pro.
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