Open an account for professionals

Until 30/04/2026
Open your professional bank account online

And try to win a streaming subscription of your choice for your moments of relaxation.

Free 6-month packages
that always offer you more.

ESSENTIEL Pack

with an International
VISA Opale Card

0 dhs / The first 6 months
Then 15 Dhs/month
Oui
10 common transactions free the first year
Oui
No account maintenance fees
Oui
Checking account
Oui
Withdrawals and payments in Morocco and internationally
  • Withdrawal limit | 6,000 Dhs/day
  • POS and e-commerce payment limit | 50,000 Dhs/week
  • BMCE Direct Pro Remote Banking Service

CLASSIC Pack

with an International
VISA Opale Card

0 dhs / The first 6 months
Then 25 Dhs/month
Oui
20 common transactions free the first year
Oui
No account maintenance fees
Oui
Checking account
Oui
Withdrawals and payments in Morocco and internationally
  • Withdrawal limit | 6,000 Dhs/day
  • POS and e-commerce payment limit | 50,000 Dhs/week
  • BMCE Direct Pro Remote Banking Service

GOLD Pack

with an International
VISA Gold Card

0 dhs / The first 6 months
Then 35 Dhs/month
Oui
Unlimited free standard transactions for the first year
Oui
No account maintenance fees
Oui
Medical and legal assistance abroad
Oui
Withdrawals and payments in Morocco and abroad
  • Withdrawal limit | 10,000 Dhs/day
  • POS and e-commerce payment limit | 150,000 Dhs/week
  • Checking Account
  • BMCE Direct Pro Remote Banking Service
  • Ability to defer payments/withdrawals until the end of the month
  • Access to the Visa Gold benefits program, which offers discounts at a selection of merchants
  • Access to medical services
  • Assistance for emergency medical evacuation and repatriation

Keep control of your business in 4 steps :

Start your request

Start your application by verifying your identity document

Confirm your identity

Chat via video with a dedicated advisor to securely verify your identity.

Sign your contracts

Complete the opening of your account remotely with secure electronic signature.

Access your account.

Get your username via email, password via SMS and download the BMCE Direct app.

The competitive advantages with a professional account

We've got a range of solutions that fit your needs

Solutions For Professionals 

Insurance, financing, and simplified banking services... solutions to boost your small business.

Remote Banking

Manage your business and monitor your situation anywhere, in real time, with BMCE Direct PRO.

Professional Advisors

Support and synergistic adaptation to your project, with our dedicated experts.

Your moving streams

Move your money freely

Simplify your money management with a banking solution designed for professionals. 
Perform your banking operations – transfers, direct debits, payments – without limits with our Gold offer.

From the moment you open your account, enjoy:

  • Clear pricing, with no hidden fees
  • Total freedom to manage your finances
  • Smooth transactions
  • Complete payment security

BMCE Direct Pro
With BANK OF AFRICA, Always a Solution.

Manage your accounts in real time, track your transactions, make transfers or disbursements, and pay your suppliers with ease. Benefit from advantageous pricing, budget tracking tools, and enhanced security with Mobile Confirmation for every sensitive operation.
Subscribe to your savings or insurance products, order your checkbooks, and delegate account management to your collaborators with full control.
A solution adopted by thousands of professionals across Morocco.

 

Enjoy a galaxy of benefits

Manage your finances and enjoy exclusive benefits

Participate in a draw by opening your BANK OF AFRICA bank account online and stand a chance to win a streaming subscription to enjoy your favorite movies, series, or sports.

Your questions, our answers

To open an online account for professionals, you will need to provide:

  • A valid ID card or residence permit.
  • An active phone number and a valid email address.
     

These documents are necessary to verify your identity and complete the opening of your account.

Of course, you can also carry out this process directly at a branch at any time. Our advisors are available to guide you, answer your questions, and assist you at every step of opening your professional account.

Each online professional account opening makes you eligible for the draw for a streaming subscription, valid from February 1 to April 30, 2026.

This includes accounts in Dirhams, convertible Dirhams, or foreign currencies.

Winners are contacted each month by our partner to choose their platform and activate their subscription.

If the selected platform is no longer available, you can choose another from the remaining options.

You can view the game rules by clicking here.

Once your file is approved and your contract is signed electronically, your account is generally active within 48 hours, depending on the elements of your file.

With the PRO offers, you have access to BMCE Direct Pro, a secure online platform that allows you to:

- Check your balances and history.
- Make transfers and payments.
- Download your bank statements.
- Manage your cards and loans.
- Monitor your transactions in real time.
- Analyze your financial flows.
- Set up personalized alerts to better manage your expenses.

BANK OF AFRICA professional accounts allow you to receive transfers in dirhams and foreign currencies from abroad. The funds are credited directly to your current account, whether it is an Essential, Classic, or Gold Pack.

With your professional account, you can make domestic transfers, either between BANK OF AFRICA accounts or to any other bank in Morocco.

For international transfers, they can only be made at a branch according to regulations and not through BMCE Direct Pro.

You can view the game rules by clicking here

user

Need
more information?

We have the answers to your questions

user

Would you prefer
to contact us?

WhatsApp
user

Emergency
assistance

SOS cards, technical problems, complaints...

user

Looking for
an agency?

Find us everywhere in Morocco and abroad

boa trest

BMCE DIRECT

The best your bank has to offer, 24H/24

btn