Open an account for professionals

Until 01/31/2026
12 Months
Free when you open your bank account for professionals

Manage your operations freely, with no hidden fees and with complete ease

All-in-one accounts,
Free for 12 months for professionals.

ESSENTIEL Pack

With a
VISA Opale Card

0 dhs / The first 6 months
Then 15 Dhs/month
Oui
Checking account
Oui
No account maintenance fees
Oui
Free transactions for the first year (transfers, direct debits, check deposits): 10 transactions
Oui
BMCE Direct Pro remote banking service
Oui
Withdrawals in Morocco and internationally
Oui
Payments in Morocco and abroad at merchants and on e-commerce sites
Oui
Option to defer payments/withdrawals until the end of the month
Oui
Access to the Visa Gold benefits program, which offers discounts at a selection of stores
Oui
Medical and legal assistance abroad
Withdrawal limit 6,000 Dhs/day
POS and e-commerce payment limit 50,000 Dhs/week

CLASSIC Pack

With a
VISA Opale Card

0 dhs / The first 6 months
Then 25 Dhs/month
Oui
Checking account
Oui
No account maintenance fees
Oui
Free transactions for the first year (transfers, direct debits, check deposits): 20 transactions
Oui
BMCE Direct Pro remote banking service
Oui
Withdrawals in Morocco and internationally
Oui
Payments in Morocco and abroad at merchants and on e-commerce sites
Oui
Option to defer payments/withdrawals until the end of the month
Oui
Access to the Visa Gold benefits program, which offers discounts at a selection of stores
Oui
Medical and legal assistance abroad
Withdrawal limit 6,000 Dhs/day
POS and e-commerce payment limit 50,000 Dhs/week

GOLD Pack

With a
VISA Gold Card

0 dhs / The first 6 months
Then 35 Dhs/month
Oui
Checking account
Oui
No account maintenance fees
Oui
Free transactions during the first year (transfers, direct debits, check deposits): unlimited
Oui
BMCE Direct Pro remote banking service
Oui
Withdrawals in Morocco and internationally
Oui
Payments in Morocco and abroad at merchants and on e-commerce sites
Oui
Option to defer payments/withdrawals until the end of the month
Oui
Access to the Visa Gold benefits program offering discounts at a selection of stores
Oui
Medical and legal assistance abroad
Withdrawal limit 10,000 Dhs/day
POS and e-commerce payment limit 150,000 Dhs/week
  • Medical and legal assistance abroad valid when purchasing the travel ticket with the card
  • Access to medical services.
  • Assistance for emergency medical evacuation and repatriation.

Keep control of your business in 4 steps :

Start your request

Start your application by verifying your identity document

Confirm your identity

Chat via video with a dedicated advisor to securely verify your identity.

Sign your contracts

Complete the opening of your account remotely with secure electronic signature.

Access your account.

Get your username via email, password via SMS and download the BMCE Direct app.

The competitive advantages with a professional account

We've got a range of solutions that fit your needs

Solutions For Professionals 

Insurance, financing, and simplified banking services... solutions to boost your small business.

Remote Banking

Manage your business and monitor your situation anywhere, in real time, with BMCE Direct PRO.

Professional Advisors

Support and synergistic adaptation to your project, with our dedicated experts.

Your moving streams

Move your money freely

Simplify your money management with a banking solution designed for professionals. 
Perform your banking operations – transfers, direct debits, payments – without limits with our Gold offer.

From the moment you open your account, enjoy:

  • Clear pricing, with no hidden fees
  • Total freedom to manage your finances
  • Smooth transactions
  • Complete payment security

BMCE Direct Pro
With BANK OF AFRICA, Always a Solution.

Manage your accounts in real time, track your transactions, make transfers or disbursements, and pay your suppliers with ease. Benefit from advantageous pricing, budget tracking tools, and enhanced security with Mobile Confirmation for every sensitive operation.
Subscribe to your savings or insurance products, order your checkbooks, and delegate account management to your collaborators with full control.
A solution adopted by thousands of professionals across Morocco.

 

Enjoy a galaxy of benefits

Do you prefer to visit a branch?

If you prefer personalized support at a branch, our branches welcome you throughout Morocco. Our advisors provide guidance and assistance with opening your account, applying for a loan, or managing your banking operations.

Your questions, our answers

To open an online account for professionals, you will need to provide:

  • A valid ID card or residence permit.
  • An active phone number and a valid email address.
     

These documents are necessary to verify your identity and complete the opening of your account.

Of course, you can also carry out this process directly at a branch at any time. Our advisors are available to guide you, answer your questions, and assist you at every step of opening your professional account.

Yes, BANK OF AFRICA uses advanced security technologies to ensure the confidentiality and protection of your data when opening your professional bank account online.

Once your file is approved and your contract is signed electronically, your account is generally active within 48 hours, depending on the elements of your file.

With the PRO offers, you have access to BMCE Direct Pro, a secure online platform that allows you to:

- Check your balances and history.
- Make transfers and payments.
- Download your bank statements.
- Manage your cards and loans.
- Monitor your transactions in real time.
- Analyze your financial flows.
- Set up personalized alerts to better manage your expenses.

BANK OF AFRICA professional accounts allow you to receive transfers in dirhams and foreign currencies from abroad. The funds are credited directly to your current account, whether it is an Essential, Classic, or Gold Pack.

With your professional account, you can make domestic transfers, either between BANK OF AFRICA accounts or to any other bank in Morocco.

For international transfers, they can only be made at a branch according to regulations and not through BMCE Direct Pro.

You can view the game rules by clicking here

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more information?

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Emergency
assistance

SOS cards, technical problems, complaints...

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an agency?

Find us everywhere in Morocco and abroad

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BMCE DIRECT

The best your bank has to offer, 24H/24

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