The Salaf Dari mortgage loan in Morocco

Are you a Moroccan citizen, residing abroad and wanting to acquire or build your main home?

BANK OF AFRICA's Salaf Dari is a mortgage loan in Morocco that allows Moroccans residing abroad, whether they are employees, self-employed, business owners, receiving a pension or retirees, to finance the acquisition of their main or secondary home, new or old, at very competitive conditions.

The Salaf Dari mortgage loan covers up to 85% of the total cost of acquisition, construction or arrangement of a house, and also allows the acquisition of land as well as its construction (up to 70% of the overall project) or the redemption of the outstanding amounts of mortgage loans (up to 85% of the outstanding capital)

6 good reasons to choose Salaf Dari

The Salaf Dari mortgage loan in Morocco offers you financing adapted to your needs to serenely become a property owner, arrange your home or redeem the outstanding amounts of mortgage loans, while benefiting from the best borrowing conditions.

Accessible to any Moroccan citizen and residing abroad
Submission of the mortgage loan application in Morocco, abroad or via the online credit platform https://www.credithabitat.ma/
Fixed or variable rate and a reimbursement period of up to 27 years
Deferred repayment of up to 3 months for the acquisition and 18 months for the construction
Possibility to defer or temporarily suspend your repayments
Possibility to adapt your monthly instalments according to your financial situation

In accordance with Bank Al-Maghrib's Directive No. 4/W/2019, we inform you that at the end of your mortgage loan, you can recover within the 30 working days, the release relating to the bank guarantees attached to this loan. This release will be issued by your branch after your credit has been fully repaid and the release fees have been deducted automatically.

Your BANK OF AFRICA customer advisor in your branch or our Customer Relations Center are at your disposal to provide you with all the details about this subject. Info at 080 100 8100.

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This loan is intended for all Moroccans residing abroad who are up to 70 years old at the end of the credit, whether they are employees, self-employed, business owners, receiving a pension or retirees, applying for a loan alone or with their Moroccan spouse living abroad and whose mortgage loan credit application does not meet Damane Assakane's granting conditions.

The Salaf Dari loan allows you to obtain a credit starting from MAD 70 000 and which limit depends on the customer's debt capacity (40% of net income for all credits combined in Morocco and abroad).

You can submit your loan application at your BANK OF AFRICA branch in Morocco, at a representative office abroad, at a BMCE EuroServices branch or at a Dirham Express desk in the United States. You can also apply online on our platform https://www.credithabitat.ma/