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Manage your finances in Morocco from anywhere, simply. An account opened remotely, benefits shared with your loved ones.
Packs dedicated to
Moroccans living abroad
Free for the first 12 months.
- Account maintenance fees | Free
- Daily withdrawal limit | 15,000 Dhs/Day
- POS and e-commerce payment limit | 100,000 Dhs/Week
- Card delivery to your residential address | 88 Dhs including tax
- Optional Family prepaid and rechargeable card | 50% discount
- Credit file fees for your real estate acquisitions | Free
- BMCE Direct remote banking service
- Purchase protection insurance for card transactions up to $5,000 per claim, with an annual limit of $20,000
- Extended purchase warranty insurance up to $2,500 per claim
- *Offer valid for all new customers
- Withdrawal limit | 6000 Dhs/Day
- POS and e-commerce payment limit | 20,000 Dhs/Week
- Card delivery to your residential address | 88 Dhs including tax
- Optional prepaid and rechargeable Family card at a discounted rate | 2 Dhs/Month
- *Offer valid for all new customers
Open your bank account from abroad in 4 steps:
Start your request online
From your phone or computer, in just a few clicks.
Confirm your informations via video-conference
An advisor will contact you to confirm your information and answer your questions.
Sign your contract electronically
A 100% secure process, without having to travel.
Card and Access
Receive your card abroad, login ID by email and password by SMS.
Your future in Morocco starts here
Comprehensive solutions.
Credit, insurance and assistance, payment methods as well as numerous extra-banking benefits. Take advantage of packages specially designed for you.
Close to you, everywhere.
Wherever you are abroad, BANK OF AFRICA supports you 7 days a week with customer service, solutions dedicated to MREs, and a large network of branches.
A bank at your fingertips
Remote management has never been easier. Take out a loan, make your transfers, save money, and manage your daily operations—all from your mobile device.
Daba Transfer, send money to Morocco with one click
Sending money from abroad has never been easier.
With Daba Transfer, you can make your transfers to Morocco in just a few clicks, 24/7, directly from your smartphone.
The Advantages of DabaTransfer
Express transfer
Low fees
100% digital
Maximum security
Available everywhere
BMCE Direct
With BANK OF AFRICA, Always A Solution.
Manage your finances from abroad with ease, with fast transfers to Morocco to support your loved ones.
Easily activate your travel or e-commerce allowances, and adjust your card options for secure international payments.
Enjoy an intuitive interface available 24/7, without excessive fees on your essential transactions.
Stay connected to your Moroccan bank, wherever you are.
Thousands of Moroccans living abroad,
like you, already trust us.
At BANK OF AFRICA, we understand the aspirations and challenges of Moroccans living abroad.
For decades, we have supported thousands of Moroccans residing abroad in realizing their projects, whether it involves investing in Morocco, purchasing real estate for their family, or preparing a peaceful retirement in their country of origin.
The solutions dedicated to Moroccans living abroad that we offer provide you with tailor-made services, adapted to your life abroad.
With our network of international offices and our BMCE Direct app, you stay connected to your bank, wherever you are, with unmatched simplicity and security.
Your Morocco, your future, our commitment
Enjoy a galaxy of benefits
Your BANK OF AFRICA agency, always close to you
Even while abroad, our BANK OF AFRICA branches welcome you with personalized support. Our advisors guide you in opening your account, managing your international transfers, or subscribing to a loan tailored to your needs.
Your questions, our answers
Do welcome offers apply to all customers who open an online account?
Welcome offers are exclusively reserved for new BANK OF AFRICA customers who open their first account through the online account opening process:
• BLUE Pack: 12 months free
• FIRST Pack:
• 0 Dhs for 6 months, then 38.5 Dhs including tax from the 7th month onward.
Existing BANK OF AFRICA account holders are not eligible for these offers even if they open a new online account.
To open an account from abroad, you will need to provide:
- A valid ID (Moroccan national identity card)
- A recent proof of address (electricity bill, rent receipt, etc.)
Your international bank card is generally available within 7 business days after your file has been fully validated. It can be sent to your address abroad.
To check its status or ask questions, contact the CRC at 0800 100 8100 (Morocco) or +212 5 22 42 15 42 (Abroad)
BANK OF AFRICA is teaming up with Air Arabia to offer Moroccans around the world an exclusive deal that lets them get up to 30% off on certain travel packages, with the option to extend the discount to the whole family in a single booking. The offer is available to eligible new customers during the campaign period.
By opening your BANK OF AFRICA account online, you can enjoy discounts at Accor group establishments, even from abroad. Members of the Accor program get extra benefits.
Perfect for your trips back to Morocco, family stays, or business travel.
The offer is valid from July 1, 2026.
The BANK OF AFRICA referral program rewards customers who have opened their account online, no matter where you are in the world. Refer your friends and family and receive exclusive benefits.
The offer is valid from June 19 to September 30, 2026.
The cards offered to our Moroccan clients worldwide (VISA Blue, Visa First, or VISA Signature) are international cards that can be used in Morocco (in dirhams) and abroad (in foreign currencies).
You can view the game rules by clicking here
1) Download the DABA TRANSFER app and create your account for free. Enter your details or activate your account online if you are already a customer.
2) Choose the amount to send. All the details of your transaction are displayed, including the estimated time for the transfer to be received.
3) Choose a beneficiary. Enter the banking information for your account or that of the beneficiary of your choice at BANK OF AFRICA in Morocco.
4) Make your payment. Enter the details of your personal bank card and confirm your transfer.
5) Track your transfer. Stay informed about the progress of your transactions by checking the transfer history tab in the app.
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