Open an account for Moroccans living abroad

Until 01/31/2026
12 Months
Free when you open your online bank account.

Manage your money in Morocco as if you were there.

Exclusive banking offers at 0 Dhs
Free for 12 Months.

First Pack

With a
Visa First Card

0 dhs / The first 6 months
Then 38.5 Dhs/month
Oui
Account in Dirhams or convertible
Oui
No account maintenance fees
Oui
BMCE Direct remote banking service
Oui
VISA Platinum First program benefits:
Oui
6 free visits per year to one of the 29 airport Lounges
Oui
Purchase protection insurance via card up to $5,000 per claim, limited to $20,000 per year
Oui
Extended purchase warranty insurance up to $2,500 per claim
Oui
Medical & legal assistance abroad
Current operations (incoming transfers and withdrawals in Morocco) Free
Withdrawal limit 15,000 Dhs/Day
POS and e-commerce payment limit 100,000 Dhs/Week
Card delivery to your residence 88 Dhs
Optional Family prepaid and rechargeable card 50% discount
Credit application fees for your real estate acquisitions Free
  • *Medical and legal assistance abroad valid when purchasing the travel document with the card

Blue Pack

With a
Visa Blue Card

0 dhs / The first 6 months
Then 16.5 Dhs/month
Oui
Account in Dirhams or convertible currencies
Oui
Account maintenance fees waived
Oui
BMCE Direct remote banking service
Oui
VISA Platinum First program benefits:
Oui
6 free visits per year to one of the 29 airport Lounges
Oui
Purchase protection insurance up to $5,000 per incident, with a maximum of $20,000 per year
Oui
Extended warranty insurance for purchases up to $2,500 per incident
Oui
Medical & legal assistance abroad
Current operations (incoming transfers and withdrawals in Morocco) Free
Withdrawal limit 6000 Dhs/Day
POS and e-commerce payment limit 20,000 Dhs/Week
Card delivery to your residence 88 Dhs
Optional prepaid and rechargeable Family card 2 Dhs/Month

Open your bank account from abroad in 4 steps:

Start your request online

From your phone or computer, in just a few clicks.

Confirm your informations via video-conference

An advisor will contact you to confirm your information and answer your questions.

Sign your contract electronically

A 100% secure process, without having to travel.

Card and Access

Receive your card abroad, login ID by email and password by SMS.

Your future in Morocco starts here

Comprehensive solutions.

Credit, insurance and assistance, payment methods as well as numerous extra-banking benefits. Take advantage of packages specially designed for you.

Close to you, everywhere.

Wherever you are abroad, BANK OF AFRICA supports you 7 days a week with customer service, solutions dedicated to MREs, and a large network of branches.

A bank at your fingertips

Remote management has never been easier. Take out a loan, make your transfers, save money, and manage your daily operations—all from your mobile device.

Daba Transfer, send money to Morocco with one click

Sending money from abroad has never been easier.

With Daba Transfer, you can make your transfers to Morocco in just a few clicks, 24/7, directly from your smartphone.
The Advantages of DabaTransfer
  • Express transfer
  • Low fees
  • 100% digital
  • Maximum security
  • Available everywhere

       

BMCE Direct
With BANK OF AFRICA, Always A Solution.

Manage your finances from abroad with ease, with fast transfers to Morocco to support your loved ones.
Easily activate your travel or e-commerce allowances, and adjust your card options for secure international payments.
Enjoy an intuitive interface available 24/7, without excessive fees on your essential transactions.
Stay connected to your Moroccan bank, wherever you are.

 

Thousands of Moroccans living abroad, 
like you, already trust us.

At BANK OF AFRICA, we understand the aspirations and challenges of Moroccans living abroad.
For decades, we have supported thousands of Moroccans residing abroad in realizing their projects, whether it involves investing in Morocco, purchasing real estate for their family, or preparing a peaceful retirement in their country of origin.

The solutions dedicated to Moroccans living abroad that we offer provide you with tailor-made services, adapted to your life abroad.
With our network of international offices and our BMCE Direct app, you stay connected to your bank, wherever you are, with unmatched simplicity and security.

Your Morocco, your future, our commitment

Enjoy a galaxy of benefits

Your BANK OF AFRICA agency, always close to you

Even while abroad, our BANK OF AFRICA branches welcome you with personalized support. Our advisors guide you in opening your account, managing your international transfers, or subscribing to a loan tailored to your needs.

Your questions, our answers

To open an account from abroad, you will need to provide:

  • A valid ID (Moroccan national identity card)
  • A recent proof of address (electricity bill, rent receipt, etc.)

Your international bank card is generally available within 7 business days after your file has been fully validated. It can be sent to your address abroad.

To check its status or ask questions, contact the CRC at 0800 100 8100 (Morocco) or +212 5 22 42 15 42 (Abroad)

The cards offered to our Moroccan clients worldwide (VISA Blue, Visa First, or VISA Signature) are international cards that can be used in Morocco (in dirhams) and abroad (in foreign currencies).

You can view the game rules by clicking here

1) Download the DABA TRANSFER app and create your account for free. Enter your details or activate your account online if you are already a customer.

2) Choose the amount to send. All the details of your transaction are displayed, including the estimated time for the transfer to be received.

3) Choose a beneficiary. Enter the banking information for your account or that of the beneficiary of your choice at BANK OF AFRICA in Morocco.

4) Make your payment. Enter the details of your personal bank card and confirm your transfer.

5) Track your transfer. Stay informed about the progress of your transactions by checking the transfer history tab in the app.

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BMCE DIRECT

The best your bank has to offer, 24H/24

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