The Prévoyance offer / Assurance décès et invalidité

Do you want to protect your family and ensure that your loved ones will be kept away from your debts in the event of death or disability?

The « Prévoyance » offer by BANK OF AFRICA is an insurance formula specially adapted to cover a debt. In the event of death or total absolute and definitive disability of the insured, this insurance guarantees the reimbursement of the outstanding capital of the loan as well as four unpaid installments registered before the date of death. In this way, you ensure that your family is well protected by preventing your loved ones from inheriting your debts.

3 good reasons to subscribe to it

By guaranteeing the reimbursement of the outstanding capital of your loans in the event of death or disability thanks to our "Prévoyance" offer, you can finance your projects freely and serenely without taking the risk of making your family liable.

Protect your family by insuring your loans
The financing of your projects while insuring your debts in the event of death or disability
The possibility of making a single, monthly or periodic payment of your premium insurance
Immediate effect of the guarantee

Stay informed

The « Prévoyance » insurance is intended for all individuals who apply for a loan (mortgage loan or consumer credit) in the short, medium or long term from BANK OF AFRICA. To be eligible, you must be over 18 and under 65 years of age at the time of subscription.

To subscribe to the « Prévoyance » death and disability insurance, a medical questionnaire must be completed. A medical examination is compulsory if the total sum insured is greater than or equal to MAD 1,200,000 if the applicant's age is less than 60 years, or MAD 600,000 if the applicant's age is equal to or greater than 60 years. Below these amounts, any subscription is subject to the prior agreement of the insurance company, which may require a medical examination.

The company covers all cases of death, even those resulting from work accident or an occupational disease provided by the legislation in force.

In the event of total absolute and definitive disability, the company guarantees the payment in advance of the capital sum stipulated in the event of death.

For more information, you can contact the customer relations center on 08 01 00 81 00.