Turn Your iPhone into Your Bank Card with Apple Pay
Pay Easily and Securely with BANK OF AFRICA Cards Using Apple Pay
With Apple Pay, you can make quick and secure payments using your BANK OF AFRICA card directly from your iPhone or Apple Watch. Apple Pay offers a convenient payment solution that is:
Secure: Apple Pay’s built-in features, including Touch ID or Face ID, allow only you to authorize payments.
Fast and Convenient: Simply add your card to Apple Pay and make payments instantly with your iPhone—no need for a physical card.
Private: Your payment details are not stored on your device, nor are they shared with merchants. Every transaction remains completely confidential.
When you use your BANK OF AFRICA card with Apple Pay, your personal and financial information is thoroughly protected.
Apple Pay generates a unique device account number and a one-time security code for every transaction. This ensures that your actual card number is never stored on your device or on Apple’s servers, nor is it shared with merchants.
Moreover, Apple Pay prioritizes your privacy—no transaction details are linked to you, ensuring complete confidentiality for all your purchases.
Apple Pay is pre-installed on all supported Apple devices including iPhones, Apple Watches, MacBooks, and iPads. No extra apps are needed.
Apple Pay allows you to make quick and secure purchases at all your favorite merchants. Simply register your bank card on your smartphone and look for the Apple Pay symbols or
, either online or in-store.
To use your BANK OF AFRICA cards with Apple Pay, you will need one of the following devices:
All Visa and Mastercard payment cards issued by BANK OF AFRICA are eligible for use with Apple Pay.
No, Apple Pay is free for all BANK OF AFRICA customers.
Yes, you can add multiple bank cards to Apple Pay and select which card to use during each transaction.
Yes, you can make payments with Apple Pay even without mobile or internet service. Apple Pay works in offline mode, allowing you to pay anywhere it’s accepted.
No, your device must be powered on to complete transactions. You will need to authenticate your purchase using Face ID, Touch ID, or your device passcode.
Apple Pay enhances security by using biometric authentication (Touch ID or Face ID) for each transaction. Your card details are never stored on your device or shared with merchants. Apple Pay also uses unique one-time transaction codes to secure every payment. Card activation may involve sending a 6-digit verification code via SMS for added protection.
You can use Apple Pay wherever you see one of the following symbols:
The Apple Pay logo displayed at the point of sale or on the payment terminal :
Standard contactless payment symbols on the card reader :
Logo Apple Pay :
Yes, Apple Pay works internationally. Simply activate the travel allowance through BMCE Direct or contact our Customer Relationship Center at 0801008100 for assistance.
To set a new default card:
If your card is renewed (e.g., due to expiration), your new card information will automatically update in Apple Pay, allowing you to continue using the service without any interruptions.
If your device is lost or stolen:
No, every payment requires authentication via Face ID, Touch ID, or your device passcode. Additionally, your Apple Watch is protected by a passcode that must be entered each time you wear it. Your card details are never shared with merchants or stored on Apple servers, keeping your information safe.
For assistance, you can contact our Customer Relationship Center at 0801008100. We are available 7 days a week from 8 AM to 10 PM to help with any questions or issues you may have regarding Apple Pay.