My account
The Group
Discover a new way to manage your money, with no fees for the first year.
Your online bank
free for the first 12 months
Azur Pack
With a
Visa
Azur Card
GOLD Pack
With a
Visa
Gold Card
- Medical and legal assistance abroad valid when purchasing the travel document with the card
Platinum Pack
With a
Visa
Platinum Card
- Medical & Legal Assistance Abroad: Valid when the travel ticket is purchased by card and provides Medical services (for the cardholder and their family), arrangements for emergency medical evacuation and repatriation, and sending of doctors.
- BMCE SECURICARD Insurance: Protects the cardholder against fraud and physical assaults near ATMs, as well as loss of personal documents and car keys.
- BMCE Protection Insurance: Protects the account in the event of a claim against deferred debits.
- Card Purchase Protection Insurance: Purchase protection insurance that guarantees coverage against loss, theft, or accidental damage of purchased products up to $5,000 per claim, with an annual limit of $20,000.
- Extended Purchase Warranty Insurance: Extended insurance service, which lengthens the original manufacturer’s warranty for purchased products to 12 months, up to $2,500 per claim...
- Visa Platinum Benefits:
- - 6 complimentary visits per year (access to 25 airport lounges in Morocco and internationally)
- - Discounts & benefits on a wide selection of hotels: Hotel Club and Visa Luxury Collection
- - Discounts & benefits for luxury shopping in the 9 European Outlet Villages
- - Discounts & shopping at airport DUTY FREE stores
- - Discounts & benefits for car rentals (Avis, Hertz & Sixt).
The student offer that makes a difference
Enjoy a fee-free account, designed for you.
International Visa card and plenty of benefits.
How to Open a Bank Account in 4 Simple Steps
Initiate your request
Complete the opening of your online account with your identification document.
Confirm via video-conference
Confirm your identity live with an advisor, securely.
Sign your contracts securely
Complete your account opening using electronic signature.
Access to your account
Receive your BMCE Direct username by email, password by SMS and download the app.
Perks of having a BANK OF AFRICA Account
More than just a bank, a dedicated partner.
Comprehensive solutions
With BANK OF AFRICA, you benefit from a wide range of products and packages tailored to your lifestyle and ambitions: savings, credit, insurance, and payment methods.
Advisors by Your Side
In each of our branches, our advisors take the time to help you discover the best-fitting options for your needs.
Accessible Bank
Our digital solutions allow you to apply for a loan, save, and manage your daily banking operations from your mobile device, all securely and with advantageous rates.
BMCE Direct
With BANK OF AFRICA, Always a solution.
Take control of your accounts with BMCE Direct, the secure app that allows you to view and manage everything in an instant, without having to move. Make transfers, pay your bills, and order your checkbook with preferential rates for more savings.
All in a smooth interface accessible 24/7.
Enjoy a bank that adapts to your daily pace of life.
Enjoy a galaxy of benefits
Fancy going in person to the agency ?
If you wish to receive personalized assistance at a branch, our advisors welcome you throughout Morocco and help you with opening your account, subscribing to a loan, or managing your banking transactions.
Your questions, our answers
To open an online account, you must be a natural person residing in Morocco, acting solely for personal purposes (account reserved for individuals).
You will be required to provide:
- Your national identity card (CIN) or residence permit (passport accepted in certain cases),
- Proof of residence if your address differs from the one shown on your identification document,
- A valid phone number or personal email address, necessary to secure and monitor your request.
You can collect your card at a branch as soon as your account is activated.
Yes. Opening an online account is secure and governed by the same legal guarantees as in a branch.
Your personal information is protected at every stage.
This way, you open your account with complete confidence and in a 100% safe environment.
A bank card is included in the offered packages. Once your account is activated, your branch will inform you as soon as your card is ready so that you can collect it with ease.
You will then be able to easily set up your PIN by phone and later modify it at an ATM.
No, account opening is free and there are no maintenance fees for the first six months. You also benefit from included online banking services, with no requirement for an initial cash deposit (the minimum deposit of 100 DH is not required at account opening).
Once your file has been approved, you will immediately receive your bank account details (RIB) and login credentials. This means that your account is active and ready for use. You can then access your online banking services and carry out your initial transactions without delay.
To open an online bank account with BANK OF AFRICA, you must meet the following simple requirements:
- Be a legal adult (over 18 years old), a resident of Morocco, and legally competent.
- Use the account solely for your personal needs: it is intended for individuals and cannot be opened for professional activity.
- Have a valid mobile phone number and email address, required for identity verification and receiving your online access credentials.
- Provide an official identification document (CIN or residence card) and, if necessary, proof of address if your current address differs from the one on your document.
Once your application is approved, your account is activated promptly, and you will receive your BMCE Direct credentials to manage your finances immediately.
Account opening is done entirely online, without any need to visit a branch, except for collecting the bank card. All steps—identity verification, electronic signature, and activation—are carried out remotely in a simple and secure manner.
- Initiate your application: Start your application by verifying your identity document.
- Verify and confirm via video: Securely confirm your identity live with an advisor.
- Sign your contracts safely: Complete your account opening through electronic signature.
- Receive your credentials and access your account: Receive your BMCE Direct username by email and password via SMS, and download the application from the stores.
For more details on the required documents or the complete process, please consult our dedicated account opening FAQ.
You can view the game rules by clicking here
Google Play
Apple Store
AppGallery
