Term deposit

A flexible and risk-free investment solution

Do you want to invest your money in the short term without taking risks while benefiting from an attractive return? The term deposit for professionals and self-employed in Morocco offered by BANK OF AFRICA allows entrepreneurs and freelancers to place their funds securely while earning guaranteed interest.

The BANK OF AFRICA term deposit is a risk-free deposit solution for freelancers, designed to help professionals manage their savings and optimize their financial resources. With this fixed-term investment for business cash flow in Morocco, the invested funds remain blocked in your account for a predetermined period and generate interest at a rate fixed according to the selected duration.

At the end of the contract, you recover your capital increased by the expected interest, making it a reliable short-term investment for surplus revenue for professionals in Morocco.

Key benefits of the term deposit

With the BANK OF AFRICA term deposit for professionals and self-employed in Morocco, you benefit from a simple, predictable, and secure investment solution to grow your funds while maintaining financial stability.

Several investment durations available, with the possibility of renewal
No subscription, management, or closing fees
The possibility to request an advance at any time
The option to subscribe to multiple term deposit contracts according to your needs

Your questions, our answers

Any customer of BANK OF AFRICA, who holds a checking account in Dirhams, can subscribe to this investment.

At the end of the contract, you recover the invested capital plus interest which are automatically paid into your account. During the entire investment period, you can request an advance on the invested amount or even the complete closing of the term deposit. However, a penalty rate will be applied on the expected remuneration in this case.

Several renewable durations are offered: 1 month, 3 months, 6 months, 12 months or 24 months. You can choose the one that suits you best.