Cash voucher

What is a cash voucher investment and what is its remuneration?

The cash voucher investment for professionals in Morocco offered by BANK OF AFRICA is a reliable solution for entrepreneurs, freelancers, and business owners who want to invest surplus funds over a defined period while benefiting from guaranteed returns.

A flexible investment with fixed terms

A cash voucher consists of depositing funds for a predetermined duration, after which the bank issues a voucher representing the investment. Several durations are available (1 month, 3 months, 6 months, 12 months, or 24 months), allowing professionals to choose the option that best suits their financial strategy.

This solution can also serve as a short-term investment for self-employed business owners in Morocco, helping professionals manage surplus liquidity efficiently. It is particularly suitable as a fixed-term deposit for surplus cash flow for professionals with BANK OF AFRICA, offering predictable returns and financial security.

5 key advantages

With the BANK OF AFRICA cash voucher investment for professionals in Morocco, entrepreneurs and self-employed professionals can secure their funds while generating stable returns over a short or medium-term horizon.

The investment duration and remuneration are fixed at subscription
Payment of net interest income according to the chosen term
The possibility to request an advance if needed
The ability to subscribe to multiple cash voucher contracts with different maturities
The option to use the cash voucher as collateral for a business loan in Morocco

Your questions, our answers

Any natural or legal person with an investment need, including Moroccans living abroad can subscribe to this savings.

For more information, please contact the customer relations center on 08 01 00 81 00.

- Cash Vouchers may only be issued in dirhams;
- The unit amount of the Cash Vouchers is set at a minimum of MAD 5000;
- Interest paid on cash vouchers is subject to income tax withholding at the rate applicable to resident persons;
- The withholding tax rates are applied to interest excluding VAT;

On the maturity date of the contract, upon presentation of the voucher issued by the bank, you recover the invested capital plus interest on the current annuity.

You must go to the subscribing bank branch to oppose it.