Savings pro

Are you a professional who would like to increase the value of your capital safely in order to ensure a comfortable retirement?

BANK OF AFRICA offers you the "Savings Pro" life insurance, a flexible savings contract for intended for professionals, allowing free or periodic payments. At any time, you can make a total or partial redemption, or get an advance on your savings. After the term of the contract fixed at least at 8 years, you are free to recover your savings according to several options available: the total capital constituted plus interest, a term certain annuity over a period of 5 to 10 years, a life annuity rent (receivable by the spouse in the event of death of the insured) or a combination of these 3 options. This life insurance includes additional guarantees in favour of the designated beneficiaries in case of death or total absolute and definitive disability of the insured.

6 good reasons to choose "Savings Pro"

“Savings pro” is a flexible life insurance contract that allows you to build your savings and to prepare for your retirement thanks to periodic or exceptional payments. After 8 years, you benefit from a tax deduction on the generated interest.

A life insurance with an attractive return
Free or periodic payments
Designated beneficiaries in the event of death
Tax benefits after 8 years
The possibility of making a total or partial redemption
A natural death or total disability guarantee worth 50% of the accumulated capital
An accidental death guarantee worth 100% of the accumulated capital

Your questions, our answers

“Savings Pro” offers you two payment options:

The Free payments option with an optional initial payment of at least MAD 10,000 and possible additional payments at any time of at least of MAD 5,000.
The mandatory periodic payment option that you can set freely with a minimum of MAD 500 per month.

The frequency of your contributions can be monthly, quarterly, bi-annually or annually depending on your preferences. You can change the periodicity at any time, with the possibility to increase, reduce the contributions or suspend them temporarily.

At the end of the contract, you can benefit from your savings freely by choosing from the following options: