bank of africa

Savings pro

6 good reasons to choose "Savings Pro"

“Savings pro” is a flexible life insurance contract that allows you to build your savings and to prepare for your retirement thanks to periodic or exceptional payments. After 8 years, you benefit from a tax deduction on the generated interest.

  1. A life insurance with an attractive return
  2. Free or periodic payments
  3. Designated beneficiaries in the event of death
  4. Tax benefits after 8 years
  5. The possibility of making a total or partial redemption
  6. A natural death or total disability guarantee worth 50% of the accumulated capital
  7. An accidental death guarantee worth 100% of the accumulated capital
boa groupe

Stay informed.

“Savings Pro” offers you two payment options:

  • The Free payments option with an optional initial payment of at least MAD 10,000 and possible additional payments at any time of at least of MAD 5,000.
  • The mandatory periodic payment option that you can set freely with a minimum of MAD 500 per month.

The frequency of your contributions can be monthly, quarterly, bi-annually or annually depending on your preferences. You can change the periodicity at any time, with the possibility to increase, reduce the contributions or suspend them temporarily.

At the end of the contract, you can benefit from your savings freely by choosing from the following options:

  • Payment of the entire savings.
  •  Payment of a life annuity
  •  Payment of a term certain annuity (between 5 and 10 years)
  •  Flexible combination of these options

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