Education Savings Plan

Secure your children’s future with dedicated savings

Do you want to prepare for your children’s higher education or help them start their professional life with financial security? The education savings plan for self-employed professionals in Morocco offered by BANK OF AFRICA allows entrepreneurs and freelancers to gradually build capital dedicated to their children’s future.

A flexible savings solution for entrepreneurs and freelancers

This plan works as a children education fund for freelancers in Morocco, enabling you to build long-term savings through regular or occasional contributions. Each payment is recorded in an individual account and capitalized at a guaranteed minimum annual return, complemented by potential profit sharing.

Designed for professionals with changing revenues, it is also a form of education savings for entrepreneurs with variable income in Morocco, allowing flexible contributions adapted to your financial situation.

Key benefits

With this flexible long-term savings solution for entrepreneurs from BANK OF AFRICA, professionals can prepare both their children’s future education and their broader financial security.

Secure savings with a guaranteed minimum return
A tax-efficient savings plan to build capital over time
The possibility of subscribing to an optional pension guarantee
Flexible contributions with regular, occasional, or free payments, ideal for a retirement plan with variable income for self-employed professionals in Morocco

Your questions, our answers

Any individual with Moroccan nationality residing in Morocco or abroad can benefit from this savings plan.

The beneficiaries are the children listed in the subscriber's family record book. There can only be one beneficiary, and the same beneficiary cannot be declared on several such plans in the banking sector.