BANK OF AFRICA welcomes all civil servants and their families by providing them with a customized flat-rate offer at MAD 8/month only: the Al Mouwadaf Advantages Pack which includes the following services:


  • A checking account,with exemption Faccount maintenance fees.
  • A bank card with contactless technology valid for 4 years, allowing withdrawal and payment in Morocco and on foreign websites.
  • Free access to BMCE Direct’s remote banking services to check your account and carry out your transactions at a reduced rate.
  • Free access to the mobile payment solution Daba Pay.


And many more solutions designed for civil servants and their families:


  • Any project being developed by yourself or your family, BANK OF AFRICA supports you with tailor-made solutions, along with exclusive advantages:
    • For favorites and/or unforeseen events, a consumer loan at a preferential interest rate and no processing fees,a credit period of up to 120 months and a financing ceiling of up to 500 KDH (withholding at source), a deferred credit of up to 3 months (with bank direct debit) and the possibility of subscribing to the consumer credit online through the website
    • To prepare for the future of your children, higher education financing offers at preferential interest rates.
    • A tuition transfer pack for a more economical and simple management of higher studies abroad procedures.
    • To protect yourself and your family, a comprehensive travel insurance offer, 24/7, in Morocco and abroad, in the event of an accident, at the exclusive rate of MAD 450 incl tax/year.