Listing on the stock exchange.

Creation of Maroc Factoring, a factoring company.

Opening of BMCE International Madrid.

Creation of BMCE Capital Bourse and BMCE Capital Gestion.

Privatisation of the bank.

Launch of the Global Depositary Receipt (GDR) programme on the London Stock Exchange (USD 60 million).

 Creation of Salafin, a consumer credit company.

Creation of BMCE Capital, the Group's investment bank.

Opening of Representative Offices in London and Beijing.

1st non-European bank to receive a social rating in Morocco