SAVINGS INSURANCE

3 benefits of this savings insurance

The guaranteed capital of this savings insurance is directly linked to the balance of your passbook account. You benefit from a very competitive pricing of your insurance premium. In addition, the capital sum is paid immediately after the insurance claim.

  1. An adapted coverage: the insured capital in the event of death or disability is linked to the balance of your passbook account.
  2. A significant protection: your loved ones will not find themselves in need in the case of an unfortunate event (death or disability).
  3. A small premium : for only MAD 20 per year you benefit from a minimum insured amount of MAD 5,000 and when the balance of the passbook account is higher, the premium is deducted directly from the paid-out interest.
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Any private persons holding a passbook account with BANK OF AFRICA and under the age of 65 may subscribe to this insurance. If the passbook account is opened by a parent or guardian for the benefit of a minor child, the guarantee relates exclusively to the parent or the guardian who opened the passbook account.

No problem, we just need to be informed in writing and we will change the clause in the contract. The new clause will take effect once the change is made.

The insured capital is equal to the balance of your account, so for any amount exceeding the minimum of MAD 5,000, an additional premium is deducted from the paid-out interest. The advantage of this formula is that it preserves your savings, and in addition, you benefit from a free splitting.

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