ACCOUNT OPERATIONS

If you initiate a transfer or cash availability online through your personal space BMCE Direct, you will receive a 50% discount on the fee applied at

If you wish to quickly send money to a customer or non-customer of BANK OF AFRICA, you can initiate a cash availability through your branch or remotely via your online space BMCE Direct.
Cash availability is a transaction in which you make a sum of money available to the beneficiary by debiting your account, which they can collect from any BANK OF AFRICA branch upon presentation of their identification document (ID card for Moroccans and registration card for foreigners residing in Morocco).

• If you make a transfer through your branch or via BMCE Direct to a beneficiary who is a BANK OF AFRICA client, their account will be credited instantly.
• If you make a transfer through your branch or via BMCE Direct to a beneficiary who is a client of another bank, their account will be credited on the second business day following the transfer.

You have the possibility to make cash withdrawals at any BANK OF AFRICA branch of your choice, under the same conditions as cash withdrawals at your own branch.

We offer you the possibility to deposit your check into your account at any BANK OF AFRICA branch without any additional fees.

The processing time for your deposit will vary depending on the nature of the check:
● If it is a BANK OF AFRICA check, the transaction will be recorded in your account on the first business day following the day of deposit.
● If it is a check from another bank, the transaction will be recorded in your account on the second business day following the day of deposit.