Student Loan

Choose BANK OF AFRICA's Student Loan, a solution that adapts to your study financing needs.

Do you need funds to cover your higher education or that of your children in Morocco or abroad? BANK OF AFRICA will help you finance your ambitions and offer you complete solutions through its Student Loan offers.



For studies in Morocco, BANK OF AFRICA offers you its "Education +" and "Education + Complementary" loans.



With the "Education +" loan, if you are an active student* or a parent/guardian, you can take advantage of a loan to finance your tuition fees or those of your children in state-recognized private higher education institutions in Morocco. With this loan, you benefit from:

  • A financing of up to 250,000 MAD, at a rate of 50,000 MAD per year of study;
  • A repayment term of up to 12 years;
  • And a deferral of up to 6 years.



The "Education + Complementary" loan offers you a complementary credit to finance the remainder of your tuition fees beyond the 50,000 MAD covered by the "Education +" loan. It is beneficial to working students and parents/guardians, who will benefit from:

  • A financing of up to 250,000 MAD, at a rate of 50,000 MAD per year of study;
  • And with a repayment period of between 6 months and 72 months maximum.



The Student Loan is exclusively reserved for parents or guardians, is the ideal solution proposed by BANK OF AFRICA to cover the financing of higher education and to cover all the expenses authorized to be transferred by the exchange office, namely:

  • School Leaver's Allowance;
  • Tuition;
  • Living expenses;
  • Student loan repayments;
  • And finally, the rents and the corresponding charges.



In addition, this credit offers you the possibility of benefiting from an extra year of the transfer after the end of the studies, in addition:

  • A financing of up to 250,000 MAD, at a rate of 50,000 MAD per year of study;
  • With a repayment term of between 6 and 72 months maximum.



Finally, the "Pre-Bac" loan offers you a solution to finance your children's school fees from kindergarten to the baccalaureate. With this loan, you benefit from:

  • Financing of up to 70,000 MAD;
  • With a repayment period of 83 months;
  • And free application fees.



Student Loans at BANK OF AFRICA are solutions adapted to all your needs!



Working student* is a student who is engaged in an income-generating activity.