Account in convertible dirhams

Are you a foreigner or a Moroccan living abroad and would like to build up a remunerated savings in foreign currency that can be used in Morocco and abroad? Would you like to be able to access it at any time via an international credit card?

The account in convertible dirhams is a deposit account that can only be funded in foreign currencies by transfer operations, deposits received or payments in foreign currency up to the authorized amount. It allows you to make withdrawals in dirhams and/or in foreign currencies according to your choice. Combined with a Visa GOLD or PLATINUM card, the card allows you to make all payment transactions on Electronic Payment Terminals (EPTs) for purchases at merchants and on e-commerce websites, as well as cash withdrawals in Dirhams or local currency. And to protect yourself against exchange rate risks, your account in convertible dirhams generates a remunerated savings at an advantageous and tax-free rate.

3 key benefits

The account in convertible dirhams allows you to manage your savings or income in foreign currency, to keep them available at any time, in Morocco or abroad, or to transfer them freely without the need for authorisation from the Office des Changes.

An availability of funds in foreign currency or Dirhams at any time
A transfer of funds abroad without authorization from the Office des Changes
A remunerated savings at an advantageous and tax-free rate
The possibility to add a Visa GOLD or PLATINUM card included in the offer to travel in total freedom
BMCE direct online banking to manage day-to-day operations remotely

Your questions, our answers

This account is accessible to any foreign natural person, resident or not in Morocco, as well as to all Moroccans residing abroad who have savings or revenues in foreign currency.

You can open a bank account at any time by going to a BANK OF AFRICA branch or online on our website. You will need to bring a proof of residence and your passport if you are a foreigner, or your national Moroccan ID and your identity document from the country of residence if you are a Moroccan living abroad.
For more information, you can contact the customer relations center on 08 01 00 81 00.