Education Savings Plan

Do you want to secure your children's future, build up capital for their higher education or their start into working life?

The BANK OF AFRICA Education Savings Plan helps you to gradually build up your savings, while ensuring the future of your children thanks to a "pension" guarantee that can be taken out as an option. The contributions paid by the insured are recorded in his or her individual account, they are capitalised at the minimum rate of return fixed annually plus a profit sharing. Benefiting from tax advantages, this savings plan makes it possible to gradually build up savings in order to ensure the financing of studies at all levels of education and vocational training of a dependent child designated as a beneficiary.

4 key benefits

With the BANK OF AFRICA Education Savings Plan, build up long-term, tax-efficient savings, and secure your children's future with peace of mind.

Secure savings that offer a better guaranteed return,
A tax-free savings plan
The possibility of subscribing to a pension guarantee
The possibility of making regular monthly, exceptional or free payments.

Stay informed.

Any individual with Moroccan nationality residing in Morocco or abroad can benefit from this savings plan.

The beneficiaries are the children listed in the subscriber's family record book. There can only be one beneficiary, and the same beneficiary cannot be declared on several such plans in the banking sector.

A copy of the national Moroccan ID
A copy of the residence permit for persons residing abroad
A copy of the savings plan subscription contract, duly signed
A copy of the family record book (parent and child page)
The subscription form duly completed and signed by the customer

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