Salaf Imtilak

Are you a member of the Mohammed VI Foundation for the Promotion of Social Works in Education and Training? Do you want to buy your main home or finance its construction, with or without buying land?

Thanks to Salaf Imtilak, you have the ability to benefit from the payment of part of the interest on your mortgage or possibly flat-rate assistance from the Foundation.

To qualify for the Salaf Imtilak housing assistance program, you must meet the following conditions:

Be a member of the Mohammed VI Foundation
Do not own a main home for residential use
Never having previously received housing assistance from the Foundation.

Nos options de financement :

As a member of the Mohammed VI Foundation for the Promotion of Social Works in Education and Training, the Salaf Imtilak mortgage loan offers you the opportunity to finance the acquisition or the construction of your main home according to 3 mechanisms:

Mécanisme	TYPE DE FINANCEMENT	MANTANT MAXIMUM (EN DHS)	TAUX PLEIN FIXE HT%	RISTOURNE A LA CHARGE DE LA FONDATION / AIDE	TAUX A LA CHARGE DU CLIENT	DUREE MAXIMAL
Mécanisme 1	Crédit subventionné	300 000	4,20%	2%	2,20%	25 ans
Mécanisme 1	Crédit Complémentaire	Selon la capacité d'endettement	4,20%	0%	4,20%	25 ans
Mécanisme 2	Crédit subventionne	150 000	4,20%	4,20%	0%	15 ans
Mécanisme 2	Crédit Complémentaire	Selon la capacité d'endettement	4,20%	0%	4,20%	25 ans
Mécanisme 3	Crédit subventionne	Selon la capacité d'endettement	4,20%	Aide forfaitaire de 40 000 DHS	4,20%	25 ans

Conformément à la Directive de Bank Al-Maghrib N° 4/W/2019, nous vous informons qu’au terme de votre crédit immobilier, vous pouvez récupérer dans un délai de 30 jours ouvrables, la mainlevée relative aux garanties bancaires assortissant ce crédit. Cette mainlevée sera délivrée par votre agence après remboursement total de votre crédit et prélèvement automatique des frais de mainlevée.

Votre Conseiller Clientèle BANK OF AFRICA en Agence ou notre Centre de Relation Clientèle sont à votre disposition pour vous apporter toute précision à ce sujet. Info au 080 100 8100.

Your questions, our answers

Any member of the Mohammed VI Foundation for the Promotion of Social Work in Education and Training wishing to finance the acquisition of their main home, or its construction with or without the purchase of land, can take advantage of this mortgage loan.

In order to benefit from this housing assistance, you must access the Foundation's website www.fm6education.ma to download the mandatory documents and deposit them at your bank branch, signed and legalized:

The declaration, on your honor, of not owning a primary residence.
In the event of a flat-rate assistance request: a commitment to repay the assistance or a commitment equivalent to the transfer of a debt for the refund of the subsidy in the event of non-completion of the operation subject to the approved loan.