Immo Plus In Fine Loan

Do you want to build a long-term savings that will ultimately allow you to repay the financing of a real estate project while minimising your credit instalments?

BANK OF AFRICA's Immo Plus In Fine Loan allows you to finance the acquisition of your property thanks to a savings plan.

Through this formula, you subscribe to a pension plan backed by your credit. Thus, the savings accumulated over time will be used to repay the borrowed capital. Tailored to your needs, the Immo Pus In Fine loan may cover up to 105 % of the value of your property’s deed. Thanks to its flexibility, this loan makes it possible for you to adjust the repayment period between 10 and 25 years depending on each case.

5 key benefits

With the Immo Plus in Fine Loan, you access property while minimising the amount of your monthly instalments by building a tax-free savings that will ultimately allow you to repay the borrowed capital.

An attractive reimbursement term of up to 27 years
A product eligible for tax deductibility
A free choice of the type of rate: fixed or variable
Possible partial or total early reimbursement
Possibility to switch definitively to a classic mortgage loan

In accordance with Bank Al-Maghrib's Directive No. 4/W/2019, we inform you that at the end of your mortgage loan, you can recover within the 30 working days, the release relating to the bank guarantees attached to this loan. This release will be issued by your branch after your credit has been fully repaid and the release fees have been deducted automatically.

Your BANK OF AFRICA customer advisor in your branch or our Customer Relations Center are at your disposal to provide you with all the details about this subject. Info at 080 100 8100.

Your questions, our answers

This loan is intended for any BANK OF AFRICA customer wishing to acquire their principal residence, who is at least 50 years old at the end of the credit and at most 70 years old. The customer must have held a checking account with BANK OF AFRICA for at least 3 months.

The Immo Plus In Fine loan allows you to obtain a credit of a minimum amount of MAD 500 000 and maximum depending on your debt capacity.