The student loan

Are you planning to pursue your higher education, do an internship or benefit from an exchange program abroad and you wish to have financial aid for your studies?

BANK OF AFRICA supports you with various student loan solutions.

Granted to the active student or the guardian parent, the "Enseignement +" student loan allows you to benefit from funding of up to MAD 250,000, at a rate of MAD 50,000 per year of study, repayable over up to 12 years with a possible deferral of 6 years. It can be supplemented by the "Enseignement + Complémentaire" loan with a maximum of MAD 250,000, repayable within 6 to 72 months.

For your child's studies abroad, BANK OF AFRICA offers financing and assistance solutions. The "Études à l’étranger" loan is financial aid granted to the parent or guardian for studies abroad. With a maximum amount of MAD 200,000, its repayment period is between 6 and 72 months.

Why should I subscribe to a student loan from BANK OF AFRICA?

Thanks to BANK OF AFRICA's study credit solutions, your children's ambitions are within your reach.

Additionally, a complete range of support services is also available to you.

The "Transfert Scolarité" pack makes it easy to transfer money for your child's studies abroad.
Coverage of the "rental guarantee" for your child's accommodation abroad.
Moroccan student assistance abroad ensures your child is covered in case of any problems.
The Jeunes Campus solutions, is ideal for benefiting from a bank account and free services.

Your questions, our answers

The "Crédit Enseignement +" can be granted either to the student or to his tutor or jointly to both parties depending on the borrower's debt capacity. The student must be Moroccan , living in Morocco, be under 25 years old , and be able to prove a valid enrolment or, failing that, a certificate of provisional enrolment, with an institute or higher school of private education, recognized by the State, in one of the eligible courses.

To subscribe to the "Enseignement + complémentaire" loan, which covers the payment of the remaining tuition fees beyond MAD 50,000 / year, the customer must have benefited from the Enseignement + loan.

Regarding the "Etudes à l’étranger" loan, it is intended only for the parents or guardian of the student justifying a valid registration or, failing that, a certificate of provisional enrolment, with an institute or higher education institution abroad.

The student loan covers all expenses authorized for transfer by the exchange office, including: