Joker Credit

Do you need short-term financing for your project, but you don't want to make a long-term commitment? Are you in search of a flexible and fast credit solution suitable for your needs?

BANK OF AFRICA offers you the Joker Credit, a fast and flexible financing solution to meet your cashflow needs. The Joker credit ensures you access to a renewable short-term credit package for a maximum period of 12 months, enabling you to meet your unforeseen cashflow needs, without engaging in a long-term commitment.

In addition, the Joker Credit is a flexible solution that can be adapted to your funding needs: you can use it to finance investments, working capital needs or even to deal with unexpected events. You can have access to this credit in a quick and simple way, thanks to different access modes adapted to your project.

3 reasons to choose us

Optimize your cashflow with BANK OF AFRICA's Joker credit, a fast and flexible financing solution to meet your short-term cashflow needs. You benefit from a renewable short-term credit package with a maximum period of 12 months, without long-term commitment.

Flexible and fast financing solution.
Maximum period of 12 months, renewable each year.
Adaptable according to your financing needs: investments, working capital, unforeseen events.

Your questions, our answers

Any business client of BANK OF AFRICA with short-term financing needs can apply for this credit.

Joker credit is a money reserve that allows you to finance your projects with a maximum amount of 50,000 DHS. This reserve is at your disposal at any time to cover unforeseen expenses or finance your favorites.

You can use your money reserve at any time, in one or more parts, once your file is established at your bank branch. You can also access your reserve remotely without any formalities, via your BMCE Direct personal space or by contacting our customer service call center.

You can borrow up to 50,000 DHS with BANK OF AFRICA's Joker Credit.

To get a Joker credit, you must contact your BANK OF AFRICA branch to get informed about the terms and conditions for granting this credit. Once your file is set, you will be able to access your money reserve and use it at any time according to your needs.