Open an account online

Open your account online and win your tickets for the TotalEnergies CAF Africa Cup of Nations, Morocco 2025*

BANK OF AFRICA offers you an exceptional welcome: from September 15 to November 15, 2025, every new customer who opens an account online and makes at least one payment with their bank card will automatically participate in our grand welcome game. Up for grabs: 100 tickets to be won, with 2 tickets per person to attend a match of the TotalEnergies Africa Cup of Nations, Morocco 2025 *see the game rules.

A 100% digital account, free, and tailored to your needs

Open a bank account online at any time, without needing to visit a branch. Various packages are offered based on your profile and needs, with highly competitive terms. Benefit from essential banking products at unique, flat-rate fees.

The ability to open a bank account online at any time wherever you are
Reduced pricing of operations carried out on BMCE Direct
Receipt of the credit card PIN by phone and possibility to change it on the ATM
Free and remote activation of the tourist and e-commerce allocation
The contactless functionality of all our payment cards

Your questions, our answers

Open your bank account online in just 4 steps!

Start your application: Complete your online account opening with your ID.
Verify via video call: Confirm your identity securely with a live advisor.
Sign your contracts securely: Finalize your account opening with an electronic signature.
Receive your credentials and access your account: Get your signed contracts and log in to BMCE Direct via SMS.

To open an account straight from the comfort of your home, you just have to be resident in Morocco, or Moroccan residing abroad; and be over 18 years of age.

If you reside in Morocco: your national Moroccan ID card or residence permit as well as your proof of residence (necessary only if your address of residence is different from the address shown on your identity document) will be requested.
If you are a Moroccan living abroad: your national Moroccan ID; your identity document from the country of residence (residence permit, passport of the country of residence or identity card of the country of residence) as well as proof of address will be required.