Cap Access by Bank of Africa

Unlock 5 Key Benefits to Fuel Your Business Growth

CapAccess is a co-financing offer aimed at revitalizing investment in businesses by strengthening their financial structure, thereby generating a positive impact on the national economy by creating favorable conditions for the development of SMEs/ETIs.

Strengthen your financial structure: Gain access to capital to improve your equity ratio and other financial metrics, making it easier to secure additional bank financing in the future
Make investment projects feasible: Invest in new equipment, expand operations, or launch innovative products and services without limitations due to insufficient funds
Boost your growth: Fuel sustainable growth, create jobs, and contribute to the development of the Moroccan economy
Enjoy competitive financing terms: Benefit from advantageous interest rates, longer repayment periods, and extended grace periods on the capital for more manageable repayments
Benefit from expert support: The dedicated CapAccess team is here to guide you through the process and provide the support you need to succeed

Ready to embark on your transformative growth journey?
Contact us today to discuss your eligibility and explore the seamless application process for CapAccess.

Bien s’informer

CapAccess by BANK OF AFRICA is open to Moroccan private companies from all sectors of activity (with a turnover between 10 million DH and 500 million DH), except for those whose activities have major negative impacts on the environment, society, or governance.

To be eligible for CapAccess, your Moroccan private company should meet the following criteria:

Revenue: Between 10 million MAD and 500 million MAD
Business history: At least 3 years in operation (start-ups can be considered on a case-by-case basis)
Financial health: Not currently undergoing procedures like conciliation, safeguard, recovery, or liquidation
Debt ratio: Must be less than or equal to 5 before applying for the joint credit
ESG commitment: Demonstrates a commitment to environmental, social, and governance (ESG) best practices