Seniors Solutions

Are you getting close to retirement and would like to benefit from expertise and advice to help you realise your new projects through tailor-made banking solutions?

Aware of the importance of the time of retirement, BANK OF AFRICA has set up the "Seniors Solutions" to support you at every stage of your life, and offers you tailored packages to meet your new expectations. We provide advice and expertise during these important moments to support you in the realisation of your new projects thanks to tailor-made banking solutions. You benefit from a diversified offer that allows you to optimise your budget, to monitor your banking situation in a clear and transparent way, to protect yourself and your family with a service-rich medical assistance, and to finance your new projects or your children's higher education.

5 good reasons to choose us

BANK OF AFRICA is committed to seniors by offering you a complete range of seniors services and solutions corresponding to your daily needs as well as a range of medical assistance services available 24/7, and financing solutions adapted to your projects, all at attractive rates.

A packaged offer including all the banking services that you need on a daily basis,
An access to the BMCE Direct online banking to securely manage your account remotely 24/7
A service-rich medical assistance available 24/7,
An adapted loan offer for CMR and OCP retirees,
The "Enseignement Plus" loan for the financing of your children's higher education.

Stay informed.

This insurance is intended for BANK OF AFRICA's customers residing in Morocco, over 50 years of age and up to 85 years of age at the first subscription.

- The medical home visit service: In the event of illness, you can contact the Assistance service which will provide you with an emergency doctor who will immediately come to your home to provide you with the necessary care. This home visit will be charged at a preferential rate of MAD 150 corresponding to the doctor's fees.

- Sending a nurse to your home: after any surgical procedure, and if necessary, you can ask a nurse to continue postoperative care at home for additional care prescribed by your doctor.

- Medical transportation:

§ Urban or intercity transportation if your condition requires ambulance transportation to another hospital unit;

§ Returning home of the insured person: the assistance company takes care of your return home in case of hospitalisation or following a transfer to a hospital unit.

- The provision of an advance for admission to a Moroccan hospital unit: in case of illness or accident, an advance of MAD 10,000 is made in favor of the hospital unit for the admission of the insured.

In addition, it includes assistance benefits and cases of death.

For more information on this offer, you can contact the customer relations center on 0801008100.

To finance your children's higher education, you can take out an "Enseignement Plus" loan at very favourable conditions:

Amount of the loan up to MAD 250,000 at the rate of MAD 50,000 per year of study;

A preferential Rate of 5,99% excluding VAT;

Subscription age limit of 65 years and 70 years at the end of the contract.

You have the option of transferring the Enseignement Plus loan to your child when he or she begins his professional life.