Equipment loan

Are you a company and need to quickly purchase new or used equipment, or professional goods necessary for your business?

Discover our Equipment loan solution, a lease-purchase that allows you to easily finance your equipment and property for professional use: computer hardware, office furniture, rolling stock, construction machinery, passenger vehicles, professional premises, etc.This solution is based on a rental contract with the possibility for the company to buy the property through a buyback option at the end of the contract.

5 key benefits

The Equipment loan offer allows you to finance all of your professional movable and immovable property without deteriorating your cash flow. Rental financing is a flexible solution that offers tax benefits but also offers you the possibility to buy back the property at the end of the contract.

Simply purchase the property without affecting equity or cash flow
Financing up to 100% of the property's amount before tax (no initial down payment)
Attractive taxation: rents go to deductible expenses
Possibility of acquiring the property at the end of the Equipment loan contract
Flexibility of reimbursements up to 60 months (120 months for real estate)

Stay informed.

Any company wishing to finance investment in movable and immovable property for professional use can subscribe to the Equipment loan solution.

Our Equipment loan offer is intended to finance new or used professional equipment: commercial rolling stock, industrial equipment, public works machinery, office furniture, computer hardware, passenger vehicles, 4x4 and light commercial vehicles, etc

It can also finance premises for professional use, wether they are new, old or to be built: factories, office zones, commercial premises, warehouses, etc.

To set up your file, your company will need to collect administrative documents. For more information, please contact your BANK OF AFRICA customer advisor.

The equipment Credit loan can finance up to 100% of the goods whose amount before tax range from MAD 70,000 to MAD 5,000,000 excluding taxes. It should be noted that for passenger vehicles, the amount is capped at MAD 500,000 before tax per vehicle.