Foreign commercial discount

Are you an exporting company and want to benefit from a solution that allows you to immediately have the funds corresponding to the goods value at your disposal, and to hedge the foreign exchange risk?

BANK OF AFRICA's foreign commercial discount credit is a solution that is perfectly adapted to exporting companies, allowing them to optimise their cash flow while minimising the risks associated with export activity. With this loan, you immediately have a cash advance corresponding to the exported goods value, in dirhams or in foreign currency, without waiting the deadline for the documents drawn on your foreign customer. In addition, it allows you to cover yourself against foreign exchange risk and minimise any potential tensions with customers regarding payment terms.

From now on, the payment terms of your foreign customers will no longer have an impact on your company's cash flow.

3 key benefits

With BANK OF AFRICA's foreign commercial discount credit, you immediately have cash available for the value of your exported goods while protecting yourself against foreign exchange risk.

Immediately have the amount of your exports value at your disposal
Cover yourself against foreign exchange risk
Avoid problems related to your customer's payment deadlines

Your questions, our answers

Any company that is a client of BANK OF AFRICA and has an export activity can benefit from this solution and thus optimise its cash flow by immediately having liquidity corresponding to the exported goods value.

To benefit from this offer, please contact your BANK OF AFRICA advisor or contact our customer relations center on 08 01 00 81 00.