Retraite Active, your retirement savings

Prepare your retirement serenely

Retraite Active is a flexible retirement savings plan that allows you to build up a profitable supplementary retirement thanks to periodic or exceptional payments. Benefit from a tax relief after 8 years of contributions and start this new chapter of your life in a comfortable way.

The possibility to increase and reduce the contributions, or to suspend them temporarily.
The ability to change the periodicity
The possibility of pledging the accumulated savings to obtain a loan
Total or partial redemption of the constituted savings at any time.

Understanding retirement savings

Any employee or professional, whether or not affiliated to a pension plan, aged between 18 and 60.

The subscriber undertakes to make periodic payments (minimum of MAD 200 per year) or exceptional payments (minimum of MAD 1,000). The subscriber can at any time change the periodicity, he also has the possibility to increase, reduce the contributions or suspend them.

The subscriber may redeem all or part of the savings accumulated under conditions relating to the duration of membership.

The subscriber can choose between 4 options. He can choose a total payment of the constituted savings, or obtain a life annuity also reversible on the spouse in the event of premature death, or choose a certain pension over a period of between 10 and 15 years. The subscriber can also create a combination of the options mentioned.